STRATEGIC PARTNERS

NAVIGATING MEDICARE

Medicare Supplements (Medigap) can offer vital financial protection by covering out-of-pocket costs Original Medicare leaves behind. Choosing the right plan can feel overwhelming, especially with 10 distinct options, each with unique benefits.

That's where our partnership with trusted Medicare insurance agents comes in. We connect you with experienced professionals who take the time to understand your specific healthcare needs and budget. They'll walk you through your options, explain the benefits of each plan, and guide you towards the coverage that best fits your situation.

Our goal is simple.

To empower you with the knowledge and support you need to make informed decisions about your Medicare coverage. With our partner agents by your side, you can feel confident that you're choosing the plan that best protects your health and finances during retirement.

OUR ESTATE PLANNING ATTORNEY NETWORK

Creating a personalized Estate Plan with an experienced Attorney is crucial for safeguarding your assets and ensuring your wishes are met after your lifetime. Probate, the legal process for distributing assets after death, can be lengthy, expensive, and public. A well-crafted Trust bypasses probate, facilitating privacy and efficient distribution of your assets to your loved ones.

Here's where our partnership with qualified Estate Planning Attorneys comes in.

We've carefully selected a network of Attorneys who bring extensive knowledge and genuine dedication to helping you build a comprehensive Estate Plan. They take the time to understand your unique goals and circumstances, including:

  • Family dynamics and inheritance preferences

  • Asset protection from creditors and taxes

  • Long-term care planning and disability considerations

  • Guardianship for minor children or vulnerable dependents

We work closely with your chosen Attorney to ensure your Estate Plan reflects your specific wishes and meets all legal requirements. We provide the resources and support you need throughout the process.

FREQUENTLY ASKED QUESTIONS ABOUT ESTATE PLANNING

  • A trust is a legal arrangement where someone (grantor) gives property or money to another person (trustee) to hold onto for the benefit of a third person (beneficiary). It's like a three-legged stool: the grantor puts the assets on the stool (creates the trust), the trustee holds the stool steady (manages the assets), and the beneficiary gets to sit on the stool and enjoy the benefits (receives the assets).

  • Wills and trusts are both estate planning tools, but with key differences. While a will directs how your assets are distributed after death and goes through probate (often slow and public), a trust can take effect while you're alive, avoid probate for faster and private distribution, and offer more flexibility to manage and protect your assets. Consider consulting an attorney to decide which option best suits your needs and goals.

WCRG/SWMIS has a strategic partnership with tax professionals and attorneys who can provide tax and/or legal advice.