The Wealth Report

Age-Induced Disability: Financial, Retirement & Estate Planning

We look forward to hearing from you!

Michael R. Sears - President & Investment Advisor

Seth Morris - Investment Advisor

1 Sandra D. Adams. The Street. Sept. 13, 2021. “Make Aging Planning Part of Your Retirement Planning Process.” https://www.thestreet.com/retirement-daily/planning-living-retirement/makeaging-planning-part-of-your-retirement-planning-process. Accessed Sept. 13, 2021.2 Anne Helen Petersen. Vox. Aug. 26, 2021. “The staggering, exhausting, invisible costs of caring for America’s elderly.” https://www.vox.com/the-goods/22639674/elder-care-family-costsnursing-home-health-care. Accessed Sept. 13, 2021.3 Christine Benz and Susan Dziubinski. Morningstar. Aug. 31, 2021. “Crafting a Plan for Long-Term Care.” https://www.morningstar.com/articles/1056296/crafting-a-plan-for-long-term-care. Accessed Sept. 13, 2021.4 Dan Moisand. MarketWatch. Sept. 25, 2020. “What are the rules for inheriting an HSA?” https://www.marketwatch.com/story/what-are-the-rules-for-inheriting-an-hsa-2020-09-25. Accessed Sept. 13, 2021.5 Robin Hartill. The Motley Fool. July 23, 2021. “Inherited a Roth IRA? Here’s What to Do Now.” https://www.fool.com/retirement/plans/roth-ira/inherited/. Accessed Sept. 13, 2021.6 David Faulkner. Kiplinger. Sept. 11, 2021. “Is Your Retirement Plan Missing an Essential Piece?” https://www.kiplinger.com/retirement/long-term-care/603422/is-your-retirement-plan-missingan-essential-piece. Accessed Sept. 13, 2021.7 Scott Stolz. Investment News. April 30, 2020. “You probably haven’t heard of this annuity.” https://www.investmentnews.com/you-probably-havent-heard-this-annuity-192140. Accessed Sept. 13, 2021.8 Claire Samuels. A Place For Mom. July 7, 2020. “What is the Sandwich Generation? Unique Stress and Responsibilities for Caregivers Between Generations.” https://www.aplaceformom.com/caregiver-resources/articles/what-is-the-sandwich-generation. Accessed Sept. 13, 2021.9 Anne Helen Petersen. Vox. Aug. 26, 2021. “The staggering, exhausting, invisible costs of caring for America’s elderly.” https://www.vox.com/the-goods/22639674/elder-care-family-costsnursing-home-health-care. Accessed Sept. 13, 2021.10 Sandra D. Adams. The Street. Sept. 13, 2021. “Make Aging Planning Part of Your Retirement Planning Process.” https://www.thestreet.com/retirement-daily/planning-living-retirement/makeaging-planning-part-of-your-retirement-planning-process. Accessed Sept. 13, 2021.11 Sidney Kess. New York Law Journal. Sept. 7, 2021. “Transfers Without Consideration: Income and Gift Tax Implications.” https://www.law.com/newyorklawjournal/2021/09/07/transferswithout-consideration-income-and-gift-tax-implications/?slreturn=20210814091003. Accessed Sept. 14, 2021.12 Erica Gellerman. Rocket Mortgage. April 8, 2021. “Life Estate: What Does It Mean And How Does It Work?” https://www.rocketmortgage.com/learn/life-estate. Accessed Sept. 13, 2021.

Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM). AEWM and Sears Wealth Management and Insurance Solutions are not affiliated companies. 9/21 - 1837790We are an independent financial services firm helping individuals create retirement strategies using a variety of insurance and investment products to custom suit their needs and objectives. Neither the firm nor its representatives may give tax or legal advice. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Any references to protection benefits or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.It is important that you do not use email to request, authorize or effect the purchase or sale of any security, to send fund transfer instructions, or to effect any other transactions. Any such request, orders, or instructions that you send will not be accepted and will not be processed. The text of this communication is confidential and use by any person who is not the intended recipient is prohibited. Any person who receives this communication in error is requested to immediately destroy the text of this communication without copying or further dissemination. Recipients should be aware that all emails exchanged with the sender are automatically archived and may be accessed at any time by duly authorized persons and may be produced to other parties, including public authorities, in compliance with applicable laws. CA License # 0757582