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Retirement, Wealth Building, Economy Sears Wealth Management Retirement, Wealth Building, Economy Sears Wealth Management

Survival of the Fittest

The benefits of lifelong planning and saving are the purposeful equivalent to Charles Darwin’s theory of the survival of the fittest.3 In other words, if you entered retirement with reliable sources of income, a portion of your investment portfolio allocated for growth and appropriate safety nets, your likelihood of surviving a crisis — be it a stock market crash, a global pandemic or extreme weather events (all of which occurred in 2020) — could potentially increase. With that in mind, if you’d like to shore up your financial portfolio for the future, please give us a call.

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Social Security Proposals and Strategies

As the Social Security Trust Fund approaches its expiration date, many existing entities are offering helpful suggestions for funding alternatives. For example, the Association of Mature American Citizens (AMAC) recommends a combination of changing how cost of living adjustments are made, delaying retirement age and updating the delayed credit strategy.

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