Employed homeowners may well come out ahead post-pandemic. With higher savings and investment rates, many may now consider themselves both house-rich and cash-rich.

THE WEEK IN REVIEW: JUNE 20-26, 2021
Losing interest?
Is an infrastructure deal in sight? Maybe.

THE WEEK IN REVIEW: June 13 - 19, 2021
Talking about talking?
Hack summit?

THE WEEK IN REVIEW: June 6 - June 12
• Climbing to new heights
• Black gold ... Texas tea

THE WEEK IN REVIEW: May 30 - June 5
• The market is the only game in town
• Where's the beef?

The benefits of lifelong planning and saving are the purposeful equivalent to Charles Darwin’s theory of the survival of the fittest.3 In other words, if you entered retirement with reliable sources of income, a portion of your investment portfolio allocated for growth and appropriate safety nets, your likelihood of surviving a crisis — be it a stock market crash, a global pandemic or extreme weather events (all of which occurred in 2020) — could potentially increase. With that in mind, if you’d like to shore up your financial portfolio for the future, please give us a call.

According to the most recent Future of Jobs Report by the World Economic Forum, 50% of employees will need new skills training by 2025 as the pace of technological innovation continues to grow.

THE WEEK IN REVIEW: May 23 - 29

• Go away in May?

• What's up with infrastructure?

• Bitcoin stabilizes a little - plus capital gains news.

• Happy birthday, Dow Jones!

As we near retirement, it’s usually a good idea to begin consolidating accounts. This is because it can often be easier to manage fewer accounts as we grow older. It also can help our loved ones or a hired financial professional step in to find and manage money on our behalf.

A new study of Generation X women found that more than half (54%) of those with partners earn as much as or more than their spouse. In fact, nearly a third of Millennial and Gen X women report that they are the primary breadwinners of their household. With earnings and financial planning top of mind, about 77% of Gen X women say they are making sure their children learn about managing finances.3

Oil prices are influenced by supply and demand, and 2020 was a great demonstration of this principle. With global and local shutdowns due to the spread of the coronavirus, there was less demand for products and services.

Financial professionals and economists have been talking about the “graying of America” and the retirement crisis for at least a couple of decades. Now, it seems, things have reached a tipping point

A recent survey found that 40% of respondents with access to a health savings account (HSA) do not fully understand how they work. Basically, HSAs are paired with high-deductible health plans to help people save money for their plan’s high deductible, copayments and other qualified expenses. However, the real value of an HSA lies in its tax-free advantages.

As the Social Security Trust Fund approaches its expiration date, many existing entities are offering helpful suggestions for funding alternatives. For example, the Association of Mature American Citizens (AMAC) recommends a combination of changing how cost of living adjustments are made, delaying retirement age and updating the delayed credit strategy.

Do you have an old policy that you have not looked at in a few years (possibly several years)?

Let’s say we set up a blank canvas infront of you and you got the ability to create the perfect financial vehicle. If we you had that power, what kinds of things would you want it to entail or include?

• 100% protected from losses

• 100% liquid in case you need it

• Gives you the ability to earn a solid return

Right? So, traditionally speaking, what do you have as your options?

“Family” is an expansive and complex term. From partners to children to aging parents and other relatives, there is no one route to successful family money management. It takes discipline and flexibility to navigate ever-changing financial needs.

With the prospect of rising taxes, this may be the last year for quite some time where it makes sense to convert assets from a 401(k) or a traditional IRA to a Roth. But is it the smart move?